Life insurance

Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person.

What are the benefits of Life Insurance?

Death Benefit

The death benefit is the primary feature of a life insurance plan, and regardless of which type of plan you invest in, the death benefit remains integral. You should ensure that your family has adequate death benefit cover to take care of the household expenses, as well as future financial goals

Investment benefits

In general, life insurance plans not only serve as financial instruments to provide a replacement for income loss, but they also function as an investment opportunity. Throughout the policy tenure, you can avail significant returns on your investment.


Tax exemptions

You can use your life insurance policy as an essential tax planning tool. When you purchase life insurance, you become eligible to avail comprehensive tax benefits under the Income Tax Act of C. The policy premium paid qualifies for tax deductions under Section 80C of the Income Tax Act of 1961, subject to existing tax laws

Create wealth to fulfil your life goals

When it comes to financial planning, life insurance is one of the best options to provide risk protection and steady pay-outs. Be it securing your child’s future or planning for your retirement, buying a life insurance plan can help you take care of important life goals, while ensuring financial security for yourself and your family.

Why should you choose Life Insurance?

  • Whether you are a young professional, newly married, a young parent, or nearing retirement, your family’s happiness and security is always a top priority. You take care of your family’s financial needs, providing them with a suitable lifestyle.

  • However, if anything unfortunate happens to you, the household needs and dreams of your family should not suffer. Life insurance can ensure that your dependents can look after themselves and meet their goals even when you are not around.

  • When you purchase term insurance plan, you choose a significantly large amount of money that your family will receive after your death during the policy term. After your death, the life cover amount will assist your family to cope with the sudden loss of income and maintain their current lifestyle.

Life Insurance Plans


Term Plan

For term insurance policies, the beneficiary can avail the lump sum only if the policyholder dies during the policy tenure...

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Savings Plan

Savings plans are life insurance plans, which offer a different opportunity to the individual to save and accumulate...

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Child Plan

One of the greatest wonders of a newborn is that a whole world of opportunity is open for your baby to grow into...

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Retirement Plan

Saving for retirement can be a daunting task, but with a sound strategy, it’s well within reach. Successful planning is much...

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Unit Linked Insurance Plans (ULIP) are life insurance policies especially designed for wealth creation and life protection,thus, offering the dual..

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